googly sparrowhawk: Cheap Car Insurance For 17 Year Olds

Friday, February 10th, 2012 at ?

Teen auto insurance

Finding Cheap Car Insurance for 17 Year olds can be a daunting task. Because teenagers simply don?t have a lot of experience when it comes to driving and because of the fact that they will most likely not have the needed skills to avoid potentially dangerous situations on the road, Insurance companies offer much higher rates based on the increased risk of providing coverage to someone that young. On top of that, studies have revealed that young drivers get more distracted on the road, especially by using their phones to text behind the wheel. Others are known to be involved in drag racing contests which have already caused the injury or death of many. This irresponsible behavior has also lead to insurance companies raising their premiums even more, making it almost impossible to find cheap car insurance for 17 year olds.

If you are the parent of a teenager that is ready to begin driving, don?t feel disappointed. Although car insurance rates? will definitely be much higher than older drivers, if you do diligent research and explore your options, you will be able to get a decent rate that is going to have the adequate coverage without breaking the bank.

Although having car insurance is not required in all states, it is highly recommended that no matter where you live you make sure that teen drivers in your household are covered by car insurance. Car insurance will be able to cover many of the damages, both to the vehicle and to the driver in the event of a collision. Most premiums will also cover the other driver if the insured is at fault. This could save you from spending thousands of dollars in expenses trying to help your teenager cover the cost of the damage they did by being careless. Car Insurance, no matter how expensive, is a necessity, especially for teenage drivers.

There are many steps you can take in order to find cheap car insurance for 17 years old. Remember, it is still not going to be as cheap as the premium for a 25 year old, but you will not have to break the bank or have your kid get a second job in order to be able to afford it.

Here are a few tips that are going to help you get the best rates for your 17 year old.

It is understandable that your teenager may want a sporty car, or a newer car for that matter. They want to be able to show it off when they go to school and when they go pick up their friends. But a sportier, a luxury and even a newer car will result in higher insurance premiums. In all honesty, your teenager is just getting started and it will most likely not be a great idea to allow them to have a fast sports car, which they can get easily injured in, or an expensive car, which they can damage in no time.

Have your teenager get started in an average used car that will get the job of taking them from point A to point B successfully and without causing them much embarrassment. Also make sure that the vehicle has plenty of safety features, like power steering, power locks, an alarm and anti-lock brakes. This will result in a lower premium than a vehicle that doesn?t have these features.

You must become familiarized with the rules of the state where you live in in order to be able to find cheap car insurance for 17 year olds. Many insurance companies will offer you features in the premium that your state doesn?t require you to have. You are going to be paying extra for these features and you are not even going to need them. Make sure that your premium is equipped with all the needed features, and nothing else.

If you live in state where car insurance is not required, you can get a premium that covers physical damage to the vehicle, personal injury protection and bodily injury. This coverage should be enough to take care of any damage your teen causes while driving.

Not all insurance companies are created equal. Do your research and compare rates. Find out which insurance company offers the best coverage at the best rate. Find companies that may be willing to negotiate the price, and don?t let them add features that your teenager is not going to need. Also, make sure that your teen gets the discounts they deserve. Having good grades at school or being enrolled in accredited driving schools will probably result in a lower premium. If you shop smart, you will be able to get cheaper rates and good coverage.

Once your teen gets on the road, make sure to teach them to be responsible behind the wheel. This will ensure that they are safe drivers that are able to be aware and alert of their surroundings, allowing them to avoid potentially dangerous situations. Having a good driving record is one of the best ways to save money on car insurance. Make sure that from the very beginning they are aware that being a responsible driver will result in many benefits for the future, and in the safety of the ones around them and themselves.

The truth is that finding cheap car Insurance for 17 year olds is not a simple task. But it doesn?t have to be that bad. If you do your research properly and follow the basic steps described above, you will be able to save a lot of money, and get your teenager the coverage they need.

Get cheap teen auto insurance quotes now.

Teen auto insurance

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Filed under: Cheap Car Insurance for teenagers

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